Terms of Service

Last updated: August 22, 2025

1. Acceptance of Terms

Welcome to ProWealthAI.pro ("we," "our," or "us"). These Terms of Service ("Terms") govern your use of our website located at https://prowealthai.pro (the "Service") operated by ProWealthAI.pro.

By accessing or using our Service, you agree to be bound by these Terms. If you disagree with any part of these terms, then you may not access the Service.

2. Description of Service

ProWealthAI.pro is an educational blog that provides:

• Educational articles about personal finance concepts
• Information about AI technology trends in finance
• General information about retirement planning concepts
• Educational content about investment principles
• Articles about remote work and international finance considerations

3. Financial Disclaimers

3.1 No Financial Advice

The information provided on this website does not constitute financial, investment, tax, or legal advice. You should not rely on any information on this website as a substitute for professional advice from qualified financial professionals.

3.2 No Investment Recommendations

We do not recommend or endorse any specific investments, financial products, or investment strategies. Any mention of financial products or services is for educational purposes only.

3.3 No Guarantees

We make no representations or warranties about the accuracy, completeness, or reliability of any information on our website. Past performance does not guarantee future results.

3.4 Personal Responsibility

You are solely responsible for your financial decisions. We strongly recommend consulting with qualified financial professionals before making any financial, investment, or tax-related decisions.

4. Acceptable Use Policy

4.1 Permitted Use

You may use our Service for lawful purposes only. You agree not to use the Service:

• For any unlawful purpose or to solicit others to perform unlawful acts
• To violate any international, federal, provincial, or state regulations, rules, laws, or local ordinances
• To infringe upon or violate our intellectual property rights or the intellectual property rights of others
• To harass, abuse, insult, harm, defame, slander, disparage, intimidate, or discriminate
• To submit false or misleading information
• To upload or transmit viruses or any other type of malicious code

4.2 Content Guidelines

When interacting with our Service, you agree to:

• Provide accurate and truthful information
• Respect other users and their opinions
• Not engage in spam or promotional activities
• Not attempt to circumvent our security measures

5. Intellectual Property Rights

The Service and its original content, features, and functionality are and will remain the exclusive property of ProWealthAI.pro and its licensors. The Service is protected by copyright, trademark, and other laws. Our trademarks and trade dress may not be used in connection with any product or service without our prior written consent.

6. User-Generated Content

Our Service may allow you to post, link, store, share and otherwise make available certain information, text, graphics, videos, or other material ("Content"). You are responsible for the Content that you post to the Service, including its legality, reliability, and appropriateness.

6.1 Content Ownership

You retain your rights to any Content you submit, post or display on or through the Service. By posting Content, you grant us a non-exclusive, worldwide, royalty-free license to use, modify, publicly perform, publicly display, reproduce, and distribute such Content.

7. Privacy Policy

Your privacy is important to us. Please review our Privacy Policy, which also governs your use of the Service, to understand our practices.

8. Prohibited Uses

You may not use our Service:

• For any purpose that is unlawful or prohibited by these Terms
• To transmit, or procure the sending of, any advertising or promotional material without our prior written consent
• To impersonate or attempt to impersonate the Company, a Company employee, another user, or any other person or entity
• To engage in any other conduct that restricts or inhibits anyone's use or enjoyment of the Service

9. Disclaimers and Limitation of Liability

9.1 Service Disclaimers

The information on this Service is provided on an "as is" basis. To the fullest extent permitted by law, this Company:

• Excludes all representations and warranties relating to this Service and its contents
• Excludes all liability for damages arising out of or in connection with your use of this Service

9.2 Limitation of Liability

In no event shall ProWealthAI.pro, nor its directors, employees, partners, agents, suppliers, or affiliates, be liable for any indirect, incidental, special, consequential, or punitive damages, including without limitation, loss of profits, data, use, goodwill, or other intangible losses, resulting from your use of the Service.

10. Indemnification

You agree to defend, indemnify, and hold harmless ProWealthAI.pro and its licensee and licensors, and their employees, contractors, agents, officers and directors, from and against any and all claims, damages, obligations, losses, liabilities, costs or debt, and expenses (including but not limited to attorney's fees).

11. Termination

We may terminate or suspend your access immediately, without prior notice or liability, for any reason whatsoever, including without limitation if you breach the Terms. Upon termination, your right to use the Service will cease immediately.

12. Governing Law

These Terms shall be interpreted and governed by the laws of the State of Delaware, United States, without regard to its conflict of law provisions. Our failure to enforce any right or provision of these Terms will not be considered a waiver of those rights.

13. Changes to Terms

We reserve the right, at our sole discretion, to modify or replace these Terms at any time. If a revision is material, we will try to provide at least 30 days' notice prior to any new terms taking effect.

14. Third-Party Links

Our Service may contain links to third-party web sites or services that are not owned or controlled by ProWealthAI.pro. We have no control over, and assume no responsibility for, the content, privacy policies, or practices of any third-party web sites or services.

15. Age Restrictions

Our Service is intended for users who are at least 18 years old. Persons under the age of 18 are not permitted to use or register for the Service.

16. Severability

If any provision of these Terms is held to be unenforceable or invalid, such provision will be changed and interpreted to accomplish the objectives of such provision to the greatest extent possible under applicable law, and the remaining provisions will continue in full force and effect.